Payment Methods

We offer our client's convenient ways to pay for all their treatment needs at Main Divide Hair Lounge in-salon and online!

Along with the usual methods, we accept Laybuy payment options, both in-salon and online.

 

Main Divide Hair Lounge laybuy logo

 

Laybuy

What is Laybuy?

Laybuy lets you recieve your purchase now and spread the total cost over 6 weekly automatic payments, interest free.

Easy Payments at your fingertips

You can manage all your payments both online and in store via your Laybuy dashboard. you can complete multiple transactions at once, track your spending and much more.

Who can use Laybuy?

Laybuy is available for New Zealand, Australian and UK residents who are at least 18 years old.

Before you can use Laybuy you need to provide us with your full name, residential address, email address and your mobile number for the credit check/verification.

We will also need your Visa Debit or Credit Card details so that we can deduct the amounts in connection with your purchase.

How do I use Laybuy?

Simply select Laybuy as your payment method during the online checkout process.

What does it cost to use Laybuy?

Laybuy doesn't charge you any interest or upfront fees.

If you miss a payment you will be notified immediately. A late payment fee may be charged in respect of each payment you fail to make on time. Any payment default may also result in our debt collection service contacting you and/or your credit score being affected.

What happens to my future instalments if I pay one off early?

If you decide to pay off an instalment earlier than the due date, this will not affect any future instalment due dates. 

For example, if you pay instalment two of six, instalment three will still be due on the same date and will not change.

What do I do if payments fail?

If your payment fails, Laybuy will send a notification by email.

Please Log in to your Laybuy account and select;
1. "Payment Schedule", then
2. Next to the overdue payment select "Pay Now"
3. Choose the desired payment method and select "Submit Payment"

Be sure to make this payment within 24 hours of your instalment declining to avoid late penalty fees.

What if I would like to change my payment date?

Sorry but we Laybuy can't change your payment schedule once an order has been processed.

Luckily enough, Laybuy has a built in feature of which you can change your payment date for the following five instalments before confirming your purchase. You will see this drop down box before confirming your order.

Please do note: Be sure to triple check when your second instalment is being deducted, as this may fall within the same week to ensure your weekly payments are kept within six weeks.